Guides & resources
The mortgage library.
In-depth guides for home buyers, veterans, and real estate investors across 10 states — written by a loan officer who has actually closed these loans.
First guides publish the week of July 21
New guides land here weekly through October — DSCR, VA, and first-time buyer playbooks for all 10 states.
While you wait, grab the free pre-approval guide or jump straight to your state’s lending page.
Pre-qualification
Questions about any of these programs?
Tell me what you are working on and I will reach out personally within one business hour. No hard credit pull, no obligation — if I cannot get you qualified, I will tell you exactly what to work on and when to come back.
Derek Huit · NMLS #203980 · Cardinal Financial Company, Limited Partnership · NMLS #66247
Derek Huit, NMLS #203980. Cardinal Financial Company, Limited Partnership, NMLS #66247. Equal Housing Opportunity. USA.loan is a private website operated by a licensed mortgage loan originator and is not a government agency. It is not affiliated with, endorsed by, or sponsored by the U.S. government, the Department of Veterans Affairs, HUD, FHA, USDA, or any other federal or state agency. Texas consumers: Texas Consumer Complaint and Recovery Fund Notice. This is not a commitment to lend.